Category: Insurance

Prepare for Uncertainties with a Health Insurance Plan

Prepare for Uncertainties with a Health Insurance Plan

To live a better and fulfilling life, you need to plan and know what it takes to satisfy your needs and those of your family. Uncertain events happen all the time and many a times you will not be prepared. In fact, there are many events in life you may wish they never happen but they still find a way to crop up in your life.

Your health and that of a loved one is essential and you need to have a plan or prepare for health uncertainties if they come your way. There is no better way of doing so than opting for a health insurance policy that will satisfy your health needs. However, you cannot just think of an insurance health policy and go for it. You have to come up with a practical and reliable plan that will work greatly in your situation. Here are four incredible ways on how you can prepare for the unexpected events especially if you live in Hong Kong.

Have Coverage Against Medical Expenses

Falling ill is one of the unanticipated events that you will not wish on yourself or any other person. At all times, you have to figure out or plan on how you are going to handle medical related issues. The most reliable and fulfilling way is through having an insurance plan that will help you receive a reliable coverage against medical costs.

In most of the cases, medical care can cost you a fortune and you need a solution that will protect you in the event of sickness. With a reliable and affordable medical insurance plan, you will be able to cater for any expenses that will come your way.

Enjoy Cashless Claim Benefit

Do you know that many health insurance companies offer a cashless claim opportunity? If you reside in Hong Kong, then this a great way to prepare yourself for any health uncertainties. This is a great opportunity where you don’t have to make any kind of out-of-pocket payment in the event of a health complication or related event. You need to have health insurance card to make use of the cashless facility or opportunity.

Have Coverage Against Critical Illness

These days it is easy if you go for the best health insurer to enjoy critical illness insurance. This is a kind of policy that offers you an opportunity to have coverage against life-threatening kind of illnesses. These unexpected illnesses may include kidney failure, cancer, stroke, loss of limbs or other serious health conditions.

Enjoy Tax Benefits

Don’t hesitate to get a healthcare insurance plan because it comes with essential tax benefits in an hour of need. Most of the policies that you will come across offer premiums that are paid to cater for your health care insurance policy. For those who are eligible to get tax deductions, this is also a great opportunity to claim tax benefits on health insurance premiums if they have dependents or spouses.

Enjoy Tax Benefits with VHIS by Cigna Hong Kong

Get the Best Healthcare Insurance Plan Today

There comes a time that you may get sick or a loved one needs urgent medical care. In some instances, you may not have the money to cater for such uncertain events and you need a reliable solution. Thus why, you should check out the health insurance plans by Cigna Hong Kong.

You will not only get a chance to seek services from experts in the healthcare sector but also get a chance to cater for your health with a trustworthy insurance plan. Get the best insurance policy today and have reliable plan to alleviate an unexpected financial pressure.

現在每個人都能夠擁有醫療保障!

現在每個人都能夠擁有醫療保障!

專業的醫療服務能為我們解決健康問題,但昂貴的醫療費用並非人人有能力負擔。信諾誠意為您提供全面的醫療保障計劃,減輕您的醫療支出負擔。讓您專心接受治療,早日回復健康,勢必要人人都能享有穩定的醫療保障。信諾一零八RETURN健康全面保只需繳付 6 年保費就能享有 10 年保障。不僅涵蓋住院和手術費用,如受保人不幸首次確診患上癌症,亦可得到癌症保障賠償!在第 10 個保單年屆滿時,即可獲得已繳總保費的 108%,達到財富增值又能享有保障健康的兩大益處。即使曾經就手術、住院、手術後醫療費用以及一筆過原位癌保障索償,仍可獲發此額外現金價值。

了解信諾的醫療保障計劃在不設終身最高賠償額為您提供全球醫療保障。計劃提供每年高達港幣3,880萬的保障額,以應付龐大並難以預計的醫療開支。為能接受優質的治療及服務,您得了解信諾的醫療保障計劃。此保險計劃除涵蓋住院費用,還包括其他常見費用如入院前及出院後的治療費以及癌症及透析等支出,助您全心全意接受治療,儘快康復。一經預先批核,您更可享有本港網絡醫院入院時免按金與出院免找數的服務。了解信諾的醫療保障計劃如信諾升級醫療保提供的每日低至幾元的保費,可享有全年高達港幣100萬元的醫療保障,讓您得以選擇更先進和優質的醫療護理,而無需為昂貴的醫療費用擔心。

醫療保障全面保護自己與家人

有了它就不必再擔心昂貴的門診及醫療費

有了它就不必再擔心昂貴的門診及醫療費

太多保險選擇,但是分開買各個符合需求的保險又怕吃不消?信諾康保8合1門診醫療保是全方位門診及醫療保障的健康方案。8合1的概念涵蓋專科醫生診症、中醫診症、物理治療、日間或門診手術、針灸及跌打、脊醫診療及營養輔導、職業治療及言語治療、普通科醫生診症。只需出示醫療卡,就能享有8合1裡面的門診服務。此外,隻需少量的自付費用(港幣$50至$150,隻限於基本門診保障項目,其他一律免費),每年就可獲得最高港幣$100,000的日間或門診手術保障。不會限制手術類別與診所,可自由選擇醫生。但是普通與專科醫生診症、中醫診症、物理治療需出示網絡醫生的書面轉介信。

有了信諾康保8合1門診醫療保全方位門診及醫療保,您可獲得在公立醫院醫療服務的優先接受手術待遇,無需再漫長等候。此項全方位門診及醫療保也提供針灸、跌打、脊醫診療、營養輔導、職業治療及言語治療的6種輔助治療保。最高賠償額是港幣$200至$400,輔助治療保障賠償次數合共10次,其中隻有脊醫診療與營養輔導需要出示須出示註冊醫生的書面轉介信。所有日間或門診手術保障輔助治療保障需要30日的等候期,欲為保單續保時亦不會因受保人的個人健康狀況或索償紀錄而上調。信諾康保8合1門診醫療保全方位門診及醫療保是您省心又省錢的一流保險。

全方位門診及醫療保障